Florida's Premier Property & Commercial Insurance Agency
Independent Agency Advantage
As an independent agency, we represent dozens of top-rated carriers and shop them all to find you the right coverage at the best price.
Comprehensive property coverage for homeowners and property investors nationwide, with deep expertise in Florida..
Protect your most valuable asset. Our homeowners insurance covers your home, personal belongings, and liability — with coverage customized for Florida's weather risks.
Repairs or rebuilds your home structure if damaged by covered perils like fire, wind, or hail.
Covers your furniture, electronics, clothing, and other belongings inside your home.
Protects you if someone is injured on your property or you accidentally damage others' property.
Standard homeowners policies do not cover flooding. Florida residents near water bodies or flood zones should have a separate flood policy. We can help you get the right coverage through the National Flood Insurance Program (NFIP) or private carriers.
Get Flood QuoteCondo owners need coverage that fills the gap between their building's master policy and their personal belongings. We design condo policies that protect your unit, upgrades, and personal property.
Get Condo QuoteMortgage insurance protects lenders and homeowners when a property is financed. As an independent agency, we help clients navigate both lender-required coverage and mortgage protection options — making sure you have the right policy at the right price.
Whether you're a buyer securing a new mortgage, a lender requiring force-placed coverage, or a homeowner looking to protect your investment, we'll find the most competitive solution across our network of top-rated carriers.
Required by most lenders when your down payment is less than 20%. PMI protects the lender if you default. We help you find affordable PMI and explore elimination strategies as your equity grows.
When a borrower's homeowners policy lapses, the lender can force-place coverage. We work with lenders and servicers to provide competitive force-placed hazard insurance solutions.
Lenders require proof of adequate hazard insurance before closing. We work quickly to get you a compliant policy that satisfies your lender's requirements.
Protecting businesses of all sizes nationwide with comprehensive commercial coverage.
Workers compensation insurance protects both your employees and your business in the event of a work-related injury or illness. In Florida, most businesses with 4 or more employees are required by law to carry workers comp coverage.
We help Florida businesses of all sizes find competitive workers comp rates while ensuring full compliance with state regulations.
Don't see your industry? Call us — we cover virtually all business types in Florida.
Covers vehicles used for business purposes — from a single work truck to an entire fleet. Liability, collision, and cargo options available.
Get a quote →Protects buildings under construction against fire, theft, vandalism, and weather damage during the build process.
Get a quote →A BOP bundles general liability and commercial property coverage in one cost-effective policy for small to mid-sized businesses.
Get a quote →Covers your business against claims of bodily injury, property damage, and personal injury from third parties.
Get a quote →Covers equipment, tools, and merchandise while in transit or temporarily stored off-site — essential for contractors and retailers.
Get a quote →Specialized coverage for jewelry stores and jewelers — protecting inventory, equipment, and against crime losses.
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